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Travel
Insurance
(Think
you're already covered? Click here)
Protect
your investment
Your family vacation represents a significant investment. With most of a
package holiday likely to be 100% non-refundable in the event that you
have to cancel last minute, you could stand to lose everything.
Something as small as an ear infection, could cost you thousands. And if
you had to come back early from your vacation in an emergency, not only
could you lose the remainder of your paid holiday, but you may also
have to spend much more to get last minute (full fare) tickets
home.
Make sure you are covered with
trip cancellation/ interruption insurance.
Peace
of mind while you travel
What happens if you get sick or injured abroad? It's no joke trying
to find a good hospital, and trying to communicate and arrange treatment
and payment while abroad.
Again, no problem if you have purchased out-of-country medical coverage.
Get
fully covered
Deluxe Package Insurance combines trip cancellation/ interruption and
medical insurance, and includes additional coverage for flight accident
and lost or delayed baggage. It's
simply the best protection and peace of mind.
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We
sell RBC Travel Insurance - backed by the Royal Bank of Canada. If
you wish to read more, please follow this link to the RBC
Insurance website.
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We
also sell TIPS travel insurance (particularly for their family plan)
- more info can be found on their corporate
site.
Even
for road trips
We can sell you travel insurance even for a driving holiday. You still
need to be covered, at a minimum, for medical emergencies on your trip -
especially Canadians traveling to the states.
 Even
within Canada
You may not be aware that your Canadian provincial health plan does not
cover many medical expenses for emergencies that occur out of your home
province. New this year, you can pay for full package coverage for
travel in Canada for a lower cost than foreign travel...
Coming
to Canada?
Visitors to Canada Insurance is also available which
covers for medical emergencies while in Canada.
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We
consider Travel Insurance to be an
essential part of your holiday package.
Don't leave home without it! |
"But
I'm already covered..." Gold
Credit Cards - how good is the coverage?
Some credit cards offer some kind of cancellation insurance for travel
paid for with that card. The coverage varies widely. No credit card
offers anything approaching the coverage of our stand-alone insurance
policy. Most are very restricted as to the insured risks (the reasons
why you could cancel and claim), and may have a claim maximum limit.
After all, the premium that you pay for your card is not very high is
it? Think about it... Work
medical policies
If you have medical coverage at work, there are a few questions you need
to ask.
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"Are
you covered abroad?" You may not be!
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"Does
it extend to your family?" You shouldn't assume that it
does.
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And
the question most people don't know to ask - "Is there a
lifetime maximum payout?" If there is, one large claim could
conceivably wipe out your work medical coverage for life!
It's
up to you
YOU MUST CHECK YOUR EXISTING COVERAGE and find out whether it is really
good enough. A number of people have checked, on our advice, only to
find that they actually had no coverage at all. Maybe you are in the
same situation!
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